About Me

I am based in the San Francisco Bay Area and am interested in software, economics and investing. I particularly enjoy discussing the real estate and equities markets and am always interested in meeting other like-minded people. When I'm not working, I can usually be found skiing, surfing or playing basketball.


Every now and then I'll write an essay about something that I find intriquing. Here are some of my favorites:

My Essays

Why is San Franciscio's Public Transportation So Bad?

The F-Market line, though completed in 1995, pays homage to the many streetcar lines that crossed San Francisco in the early 1900s. The A, B, C and D lines traversed from the Ferry Building west down Market and Geary, while the E, F and H lines ran to Fort Mason, the Marina and the Presidio. By 1915, San Francisco finally had the infrastructure to transport large numbers of people to the northern neighborhoods.

Where is the Inflation?

If you consider nearly any recent economic crisis, the warning signs often go back for years. It may be that QE is just a stopgap, another form of unsustainably kicking the can down the road, bumbling along before things reach a crisis point. The current low interest rate environment allows the government to finance its debt more cheaply and to apparently spend without consequence.

The Wild West of Ambulance Charges

Let’s say you get into an accident and an ambulance arrives to take you to the hospital. It could be for a life threatening injury, or more of a precaution. A few weeks later, a bill arrives for ambulance services. How much should you expect to pay?

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